Proud winners at the 2025 FundGrade A+® Awards
At the February 5, 2026 FundGrade A+® awards ceremony, Desjardins was recognized for its products, which posted the best risk-adjusted returns 1 and maintained a high FundGrade ratings throughout the 2025 calendar year.
Desjardins RI Canada Multifactor - Net-Zero Emissions Pathway ETF (DRFC)
For the 3rd consecutive year
Canadian Equity
01/01/2025
166
Emerging Markets Equity Funds Desjardins RI Emerging Markets Multifactor - Net-Zero Emissions Pathway ETF (DRFE)
For the 3rd consecutive year
Emerging Markets Equity
01/01/2025
73
International Equity
01/01/2025
168
Desjardins Floating Rate Income Fund
For the 3rd consecutive year
Multi-Sector Fixed Income
01/01/2025
58
* These ratings are for the period from January1, 2025, to December31, 2025, and all categories are defined by the Canadian Investment Funds Standards Committee (CIFSC), an independent Canadian organization.
At the LSEG Lipper Fund Awards ceremony on November 5, 2025, two Desjardins responsible investment (RI) ETF solutions stood out in categories open to all types of funds for consistency of risk-adjusted returns. 2

Desjardins RI Canada Multifactor - Net-Zero Emissions Pathway ETF (DRFC)
For the 2nd consecutive year
Canadian Equity
Certificate
5 years
Desjardins RI Emerging Markets Multifactor - Net-Zero Emissions Pathway ETF (DRFE)
For the 2nd consecutive year
Emerging Markets Equity
Certificate
5 years
6 guaranteed investment funds (GIFs) offered by Desjardins Financial Security Life Assurance Company were also awarded the Fundata FundGrade A+® rating. Visit webi.ca for more information.
* The Canadian Investment Funds Standards Committee (CIFSC) is a Canadian independent organization that defines the fund categories.
** The end date for the FundGrade calculation is December 31, 2024 for the period from January 1, 2024 to December 31, 2024.
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FundGrade A+® is used with permission from Fundata Canada Inc., all rights reserved. The annual FundGrade A+® Awards are presented by Fundata Canada Inc. to recognize the “best of the best” among Canadian investment funds.
The FundGrade A+® calculation is supplemental to the monthly FundGrade ratings and is calculated at the end of each calendar year. The FundGrade rating system evaluates funds based on their risk-adjusted performance, measured by Sharpe
Ratio, Sortino Ratio, and Information Ratio. The score for each ratio is calculated individually, covering all time periods from 2 to 10 years. The scores are then weighted equally in calculating a monthly FundGrade. The top 10% of funds earn an A Grade;
the next 20% of funds earn a B Grade; the next 40% of funds earn a C Grade; the next 20% of funds receive a D Grade; and the lowest 10% of funds receive an E Grade. To be eligible, a fund must have received a FundGrade rating every month in the previous
year. The FundGrade A+® uses a GPA-style calculation, where each monthly FundGrade from “A” to “E” receives a score from 4 to 0, respectively. A fund’s average score for the year determines its GPA. Any fund with a GPA of 3.5 or greater is
awarded a FundGrade A+® Award. For more information, see www.FundGradeAwards.com. Although Fundata makes every effort to ensure the accuracy and reliability
of the data contained herein, the accuracy is not guaranteed by Fundata.
The Desjardins RI Canada Multifactor - Net-Zero Emissions Pathway ETF (DRFC) received an A+ rating in the Canadian Equity category, which included 166funds. The Desjardins RI Emerging Markets Multifactor – Net-Zero Emissions
Pathway ETF (DRFE) received an A+ rating in the Emerging Markets Equity category, which included 73funds. The Desjardins RI Developed ex-USA ex-Canada Net-Zero Emissions Pathway ETF (DRMD) received an A+ rating in the
International Equity category, which included 168funds. The Desjardins Floating Rate Income Fund earned an A+ rating in the Multi-Sector Fixed Income category, which included 58 funds. The DFS GIF - Global Balanced Growth -
Desjardins earned an A+ in the Tactical Balanced category, which included 18 funds. The DFS GIF – Canadian Balanced – Fiera Capital earned an A+ in the Canadian Equity Balanced category, which included 70 funds. The DFS
GIF – Canadian Balanced – CI earned an A+ in the Canadian Neutral Balanced category, which included 95 funds. Finally, the DFS GIF – Canadian Income and Growth – CI earned an A+ in the Global Neutral Balanced category, which
included 149 funds. These ratings are for the period from January1, 2025, to December31, 2025, and all categories are defined by the Canadian Investment Funds Standards Committee (CIFSC), an independent Canadian organization.
Desjardins Funds are not guaranteed, their value fluctuates frequently and their past performance is not indicative of their future returns. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund
investments. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns, including changes in unit value and reinvestment of all distributions and do not consider sales, redemption,
distribution or other optional charges, or income taxes payable by any security holder, that would have reduced returns. Desjardins Funds are offered by registered dealers.
DFSGuaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company. Helios and DFSGuaranteed Investment Funds are registered trademarks of Desjardins Financial Security Life Assurance Company. Desjardins Insurance
refers to Desjardins Financial Security Life Assurance Company. DESJARDINS, DESJARDINS INSURANCE and related trademarks are trademarks of the Fédération des caisses Desjardins du Québec used under licence.
Desjardins Exchange Traded Funds are not guaranteed, their value fluctuates frequently and their past performance is not indicative of their future returns. Commissions, management fees and other fees may be associated with exchange-traded fund
investments. Please read the prospectus before investing. Desjardins InvestmentsInc. is the manager of Desjardins Exchange Traded Funds. Desjardins Exchange Traded Funds are offered by registered dealers.
Desjardins®, trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
About the LSEG Lipper Fund Awards
The annual LSEG Lipper Fund Awards recognize funds and fund companies that have demonstrated solid and consistent risk-adjusted performance relative to their peers. The LSEG Lipper Fund Awards are handed out based on the Lipper Leader for Consistent
Return rankings, using a measure of risk-adjusted returns over 36, 60 and 120months. The fund with the highest rank (effective return) in each eligible category wins the LSEG Lipper Fund Award. For more information, visit https://www.lipperfundawards.com/. LSEG Lipper makes every reasonable effort to ensure the accuracy and reliability of the data presented, but LSEG Lipper does not
guarantee the accuracy of this data. LSEG Lipper Fund Awards, ©2025 LSEG. All rights reserved. Used under licence.
Data from the TMX Lipper Awards are aggregated until the end of July of each given year and the results are published in November of that year.
The performance of the Desjardins RI Emerging Markets Multifactor - Net-Zero Emissions Pathway ETF for the period ending October31,2025, is as follows: 22.19 % (1 year), 22.31 % (3 years), 12.69 % (5 years), N/A (10 years), 8.05 % (since its inception
on March7,2019). The Lipper Leader for Consistent Return ETF ratings for the same period are: N/A (1year), 5(3years), 5 (5years), N/A (10years).The Lipper Leader for Consistent Return ETF rating for the period ending July31,2025, is 5. The ETF
was honoured with a certificate in the Emerging Markets Equity ETF category category for five years, out of a classification total of 10 ETFs.
The performance of the Desjardins Desjardins RI Canada Multifactor - Net-Zero Emissions Pathway ETF for the period ending October31, 2025, is as follows: 31.52 % (1 year), 22.80 % (3 years), 21.83 % (5 years), N/A (10 years), 13.18 % (since its
inception on September27,2018). The Lipper Leader for Consistent Return ETF ratings for the same period are N/A (1year), 5(3years), 5 (5years), N/A (10years).The Lipper Leader for Consistent Return ETF ratings for the period ending July31,2025,
is: 5. The ETF was honoured with a certificate in the Canadian Equity ETF category for five years, out of a classification total of 39ETFs.
Desjardins Exchange Traded Funds are not guaranteed, their value fluctuates frequently and their past performance is not indicative of their future returns. Commissions, management fees and other fees may be associated with exchange-traded fund investments. Please read the prospectus before investing. Desjardins InvestmentsInc. is the manager of Desjardins Exchange Traded Funds. Desjardins Exchange Traded Funds are offered by registered dealers.
Desjardins®, trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.