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Whatever your situation or whatever your plans may be, the Diapason Retirement Portfolios help you get ahead by offering the following advantages:
 | a set of portfolios designed to increase the value of your investments and reduce their volatility;
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| protection and longevity of your capital;
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| a complete financial solution, through a single transaction;
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| a review of your portfolio allocation every quarter and rebalancing as necessary to optimize return and limit risk;
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| reduced or deferred taxes, if your portfolio is held in a non-registered account. |
More and longer-lasting income
As shown in the following table, T-Class units provide you with higher net income (after taxes). T-Class units generate higher income since part of the monthly distribution is not immediately subject to tax.
Income generated by a $100,000 investment *(in a non registered account)
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Portfolio
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B
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C
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D
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Annual distribution rate
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4.64%
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5.18%
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5.45%
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Annual income
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$4,643
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$5,183
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$5,446
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Tax paid
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$1,077
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$969
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$912
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Net income
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$3,566
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$4,214
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$4,534
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Net income as % of annual income
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76.8%
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81.3%
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83.2%
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Portfolio
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E
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F
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G
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Annual distribution rate
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5.84%
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6.36%
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6.88%
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Annual income
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$5,838
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$6,359
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$6,881
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Tax paid
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$802
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$700
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$598
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Net income
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$5,036
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$5,659
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$6,282
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Net income as % of annual income
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86.3%
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89.0%
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91.3%
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December 31, 2007
These amounts are based on applicable tax rates of 42.4% on interest income, 21.2% on dividends and 21.2% on capital gains.
Source: 2004-2005 Tax Planning Guide, Raymond Chabot Grant Thornton.
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