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A tax-efficient solution
Advantages
Reserved for non-RRSP portfolios, the Desjardins Funds T-Class units allow you to:
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 | withdraw predetermined monthly income;
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| benefit from tax advantages: Part of the monthly distribution you receive is not immediately taxable. In addition, should you decide to liquidate part or all of your investment, all gains will be assessed as capital gains. You therefore benefit from a lower tax rate than the rates that apply in the case of interest or dividend income;
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| grow your capital by taking advantage of market growth opportunities. |
Calculation of monthly income
The T-Class units facilitate the tracking of your financial situation, given that you know exactly what the monthly return will be.
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Monthly distribution
per unit*
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Annual distribution rate**
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Québec Balanced T
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3.9 ¢
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5.93 %
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Dividend Income T
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4.3 ¢
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6.00 %
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Dividend Growth T
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6.7 ¢
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8.04 %
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Canadian Equity Value T
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3.7 ¢
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7.92 %
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Global Equity Value T
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3.2 ¢
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7.95 %
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Global All Cap Equity T
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4.8 ¢
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8.05 %
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Global Real Estate T
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1.8 ¢
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6.08 %
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Alternative Investments T
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3.4 ¢
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5.98 %
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Enhanced Alternative Investments T
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4.1 ¢
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6.00 %
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* If the market conditions so require, the monthly distribution rate will be modified so that you can maintain your capital for a greater number of years.
** As at December 31, 2008.
The annual distribution rate may vary depending on the net asset value of the unit. This rate is not guaranteed. The annual distribution rate of the T-Class units must not be confused with the fund returns.
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