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A mutual fund, is a pool of capital raised by investors who share the same objectives.
The capital is invested in stocks, bonds or other securities, according to the investment policy of the fund.
Investment funds are managed by specialists who use tools that are not available to the average investor to optimize returns.
Your rights
When you buy mutual fund units, you receive a simplified prospectus that helps you make informed decisions and provides information on your rights as an investor.
Securities legislation generally grants you the right to terminate a purchase contract as well as to cancel subscriptions within a prescribed deadline.
For more information on the simplified prospectus, visit the Web site of the Commission des valeurs mobilières du Québec (Québec securities commission) at:
www.cvmq.com/en/investisseur/lire.asp
For the Desjardins Funds simplified prospectus, click here.
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