The Financial Plan brings together all the advice, strategies and recommendations that guide your financial decisions and make it easier to reach your objectives. Often associated with retirement planning, the Plan can actually help you realize a variety of projects at other stages of your life. It's a personalized tool, designed to be a perfect fit for you.

Keep your priorities in sight

The strategies behind a financial plan continue over time so you can realize the projects you want to today, or in the years to come. By definition, it keeps your priorities in sight.

Here are some of the types of projects a financial plan can help realize:

• Developing a strategy for putting money aside for retirement, or for using your investment income if you're already retired or in pre-retirement
• Maximizing your tax savings
• Optimizing the way you manage debt
• Financing your children's or grandchildren's education
• Planning for a major purchase or withdrawal of funds
• Reassessing your insurance needs
• Planning your estate and protecting yourself in case of incapacity

Turn to a team of experts

The Financial Plan can cover many areas that call for financial expertise, but also require other types of skills such as tax, legal, protection against incapacity or estate planning. Which is why it's so important to join forces with a financial advisor or planner who works in close collaboration with a team of experts.

Talk to your Desjardins financial advisor or planner.